Scandals: Insurance Uncovered
Insurance gets interesting when the fine print meets the real world.
Scandals: Insurance Uncovered is a podcast hosted by Amy Lamb and Theresa Guertin that digs into the cases, coverage disputes, policy language, court decisions, and unexpected scenarios that make insurance anything but simple.
From exclusions and endorsements to contractual risk transfer and emerging case law, Amy and Theresa break down what happened, what the policy actually says, and why the details matter.

Latest Episode
The Residential Exclusion Trap
A contractor may believe they never perform residential work, but their insurance policy may define residential construction much more broadly.
- Why commercial work inside a mixed use building may still be treated as residential work
- How definitions within manuscript exclusions can dramatically expand the restriction
- Why future apartment to condominium conversions may affect completed operations coverage
About the Show
Scandals: Insurance Uncovered goes beyond the headline to examine what the policy actually says and what happens when that language meets the real world.
Hosts Amy Lamb and Theresa Guertin bring different perspectives to insurance exclusions, additional insured endorsements, coverage disputes, emerging case law, contractual risk transfer, and the unusual scenarios that keep insurance professionals asking questions.
Some episodes begin with a court decision. Others start with a policy form, a claim, an exclusion, or a situation that simply does not work the way people assume it does. The goal is the same: make the complicated parts of insurance easier to understand without stripping away the details that matter.

All Episodes
Season 2
The Residential Exclusion Trap
Sixty Days to Indemnity
Season 1
The Phantom Payout: When One Loss Triggers Many Policies, But Only Pays Once
The Scope Exclusion Enigma
Behind the Mic
Every insurance issue looks different depending on where you sit. Amy Lamb and Theresa Guertin bring different perspectives to the same questions, combining practical insurance administration experience with legal analysis to examine what happened, what the policy says, and why the details matter.
Amy Lamb
CR Solutions
“Insurance Nerd” and Assistant VP at Consolidated Risk Solutions, Amy Lamb, brings her sharp wit and strategic insight to the world of risk management. She’s here to demystify the fine print and keep your business protected.
Theresa Guertin
Saxe Doernberger & Vita, P.C.
Legal powerhouse and SDV Partner, Theresa Guertin, cuts through the insurance jargon with a no-nonsense approach. With a career dedicated to fighting for policyholders, she’s your go-to expert for navigating the complexities of insurance law.




