Rocio Luna’s Approach to EMR Optimization In the competitive world of construction and staffing, managing your Experience Modification Rate (EMR) is crucial for maintaining affordable insurance premiums and winning larger…
What is limited payroll? If you are part of a construction project in New York, I’m sure you have seen the term Limited Payroll at one point or another. The…
A payroll limitation is applied to the actual weekly payroll per employee in each of the eligible construction classification codes. A limitation on the maximum amount of payroll for certain…
Unlimited payroll refers to your company’s total estimated Workers’ Compensation payroll dollars that will be needed to perform your contracted work on a construction project site. It is the standard…
What happens if, in an attempt to lower their insurance credit, a contractor underestimate their payroll? – Matthew, Chicago, IL Matthew, excellent question! From time to time, we do see contractors underestimating…
If I have a supervisor who visits the project once a month, does his payroll need to be reported under the wrap-up? -Gordon, Bridgeport, CT Gordon, typically, the payroll reported…
The New York Compensation Insurance Rating Board recently announced another annual increase in the payroll limitation cap. For policies with an effective date on and after July 1, 2011, the payroll…
