Transforming Insurance Theory into Real-World Application with Theresa A. Guertin

In our latest Inside Insight podcast episode, we had the pleasure of speaking with Theresa Guertin, a Partner at Saxe Doernberger & Vita, P.C. With over a decade of experience in advocating for policyholders, Theresa brings a wealth of knowledge and expertise to the table. This episode delves into the complexities of insurance coverage, policy reviews, and the ever-evolving landscape of the insurance industry.

Navigating Insurance Archaeology

Theresa compares insurance coverage to archaeology, explaining how coverage attorneys often have to dig deep into past policies to understand the intent of the parties involved. This process can be challenging, especially when dealing with issues many years after a policy has been placed.

Proactive Policy Management

One of the key takeaways from our conversation with Theresa is the importance of addressing policy issues upfront. By reviewing and modifying insurance policies before they become problematic, Theresa and her team at SDV Law aim to prevent litigation down the line. This proactive approach is crucial in an industry that is constantly evolving.

Understanding Policy Language Changes

Theresa highlights the significance of understanding why insurance companies make even the smallest changes to policy language. These changes can have a substantial impact on coverage, and it’s essential to collaborate with brokers and underwriters to resolve any issues effectively.

The Shift Towards Proactive Insurance Management

There is a noticeable shift in the industry towards proactive insurance management rather than reactive. This shift is driven by the need to stay ahead of potential issues and ensure that policies are clear and comprehensive from the start. Theresa’s insights provide valuable guidance for insurance professionals looking to navigate this changing landscape.

Resolving Claims Before Litigation

Theresa emphasizes the importance of resolving claims before they escalate to litigation. Litigation can be a lengthy and costly process, and finding a resolution early on can save time and resources. SDV Law strives to mediate and resolve claims effectively, avoiding years of legal battles.

Staying on the Cutting Edge

At SDV Law, staying up-to-date with the latest developments in the insurance industry is a top priority. Theresa shares how her team continuously reviews new policies and endorsements to ensure they are well-prepared for any changes in the market. This dedication to staying current allows SDV Law to provide top-notch advice and support to their clients.


This episode of Inside Insight offers a deep dive into the world of insurance coverage and the critical role of legal expertise in navigating this complex field. Whether you are an insurance professional or simply interested in the intricacies of insurance law, this episode is packed with knowledge and practical advice.

Listen to the full episode to gain a deeper understanding of the insurance industry and how experts like Theresa Guertin are shaping its future.