One job site, one loss control manual specific to the job at hand that applies to everyone on site, and one carrier to administer it all. This means everyone on site follows the same loss control procedures and consolidated claims handling, saving staff time and money. The Loss Control Manual is developed for every OCIP/CCIP to address the specific risks of the project, rather than the general needs of the field. The manual considers risks such as location, project scope, traffic, etc.
Some things a Loss Control Manual would take into account
- Local population (Manhattan suburb or Alaskan village?)
- Proximity to railroad tracks, major intersections, popular attractions and so on
- Landscape concerns like water diversion, sink holes, intense digging
- Specific concerns for project scope, like those for an extremely tall project where there are tie off minimums for particular heights to factor in, etc
Where to find savings through Administrative Efficiencies
- Consolidated claims through one administrator speeds up the turn around time so an injured person gets the care they need quickly, no waiting to determine who’s policy covers what
- Because one party handles claims there is no need for costly legal counsel
- Carrier site visits allow the carrier to check on their Wrap-Up as well as the individual contractors, ensuring that the site is adequately covered.
- Documentation, like Conflict of Interest forms that are typically gathered and tracked by the general contractor, is handled instead by the administrator.
