I am working on a project covered by an OCIP. I enrolled into the program about a year ago and finalized my insurance credit based on my insurance rates at…
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What happens if, in an attempt to lower their insurance credit, a contractor underestimate their payroll? – Matthew, Chicago, IL Matthew, excellent question! From time to time, we do see contractors underestimating…
Can a contractor be enrolled and excluded on the same project? -Marshall, Memphis, TN Marshall, it can happen from time to time but is not recommended due to the difficulty…
If I have a supervisor who visits the project once a month, does his payroll need to be reported under the wrap-up? -Gordon, Bridgeport, CT Gordon, typically, the payroll reported…
If I have some contractors starting work a year from now, should I enroll them now or wait till they begin work on site? Benjamin, Washington, DC Benjamin, if you…
Why are engineers and consultants typically not covered by wrap-ups even though they are on the job site? – Terry from Savannah, GA Terry, the primary exposure for engineers and…
Creating an Accurate CIP Proforma "Prediction is very difficult, especially if it's about the future." - Niels Bohr For many years, wrap-up insurance programs have been sold based on heavy...
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Why we have 98 percent online user compliance, when others boast of 40-50 percent A recent article posted on LinkedIn and resulting conversation got us thinking. The article boasted that…
Drawbacks of Using Your Broker to Admin Your Wrap-Up Recently we began our search for a new office building, one that we would own rather than rent. We found one...
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On a construction site, millions of dollars are invested in site conditions (netting, fall protection, cocoon systems, hole covers, etc) these are necessary and a must on all jobs, but…
