If you’re new to the world of CIPs (or even a veteran), it’s likely that you have some questions about how this program works. Thankfully, our team is here to…
On a traditional insurance program, General Contractors (“GC’s”) typically include a line item for insurance in their bid or contract labeled something like “GL Insurance,” “Insurance Costs,” etc. This line…
In construction, OCIPs (Owner Controlled Insurance Programs) are paid for by the project sponsor or property owner, whereas CCIPs (Contractor Controlled Insurance Programs) are paid for by the lead contractor…
Can a contractor be enrolled and excluded on the same project? -Marshall, Memphis, TN Marshall, it can happen from time to time but is not recommended due to the difficulty…
If I have some contractors starting work a year from now, should I enroll them now or wait till they begin work on site? Benjamin, Washington, DC Benjamin, if you…
Why are engineers and consultants typically not covered by wrap-ups even though they are on the job site? – Terry from Savannah, GA Terry, the primary exposure for engineers and…
In one of our recent reviews of wrap-up exclusions on a subcontractor’s policy, we came across this language, and it’s very limiting – for both enrolled and excluded contractors. Take…
Owner’s Interest vs. OCP vs. OCIP What is the Difference? Construction project owners face an assortment of risks during construction on their property. Insurance products have been created to transfer…
If an awarded contractor will subcontract all onsite labor/erection, how would you handle their wrap-up enrollment/exclusion?
If an awarded contractor will subcontract all onsite labor/erection, how would you handle their wrap-up enrollment/exclusion?